HESRETA VEGERA WELAT Û GUNDÊ MIN !
Piştî demeke dirêj wek zêdetirî 30 salî cara dûemî min bi hesreteke mezin,jibo vegera welat û gundê xwe Kelhokê bi heyeteke bi rêk û pêk berê xwe da welatê bav û kalê xwe,cara yekemîn berî 27 sala ez jibo serdanê çûbûm gundê xwe,lê vê carê bi hesreta vegerek gîhîştî û avakirina gundê xwe Kelhokê bi pilan û program min û heyeta bi mire me xwe amadekiribû!..
Despêkê jibo kû em tevlî konferansa êzdiyan ya navnetevî bivin li Amedê 17-18-10.2012 me berê xwe da amedê,piştî tevlîbûna konferansê û ger û geşteke lêkolînê nava amedê, me berê xwe da Êlihê û me biryara xwe da kû em li Êlihê bi cîbivin.Piştî kû me pilanê xweyî jibo lêkolîn û serdana Bişêrî û hemû gûndên êzdiyan amadekir.Peyî bînvedaneke dirêj me dest bi kar û xebatên xwe kir..
REWŞA GUNDÊN ÊZDIYÊN BIŞIRIYÊ
Li herêma kû gundê min lê herêma Reşkotaye,li vê herêmê 5 gundê êzdiyan hene,berî 20 sala bi sedan kes li van gunda bi cî û warbûn, halê hazir piraniya gunda valene û tenê dora 50 kesî jiyana xwe li vê herêmê berdewamdikin! Beriya 20 sala kû kesên herî dawî xwastin werin almaniya gundê me Kelohk li ser bext û sozê mezinê Reşkota wek emanetekî ser sonda Kurana pîroz û sozdana şeref û namusê hetanî dema vegerê hate dayîn!?..
Jiber berê jibo henek gundê herêmê buyerê ne xweş qewmîbûn û pirsgirêkê mezin derketibû,mirovê me ne dixwastin.Ev buyer dubarebivin.Lewmajî baştir dîtin kû gundê xwe bê bedel teslîmî van kesan bikin.Herçiqas pêşiyê me gelek buyerên kû di serên êzdiyan de di dîrokêde derbasbûne,73 fermanê kû hatine serên êzdiyan dubaredikirinjî û hertim mînaka sêva sor didanjî,tevî van hişiyariyên girîngjî jiber baweriya vegera welat ev mînak ji nedîtîve hatin dîtin!?..
Hertim jiber vegera welat û gund di xeyalê xwediyên kelhokê debû,sîstematik gundê xwe ziyaret dikirin.Miriyê xwe dibirin gundê xwe û hertim diyalogê xwe bi welat re zindî di girtin!..
Piştî demekê û lêkolînê li herêmê me wek heyet fermî serî lêdan jibo kesên kû muhatabê gundê mene kir! Lê mixabin berî kû em herinjî fikar,tirs û hemû minakê pêşiyayî kû me di berçavde derbaskiribûn hatin pêşiya me û bi tevayî bi bersifen negatîf ne sond,ne bext nejî nîrxên pîroz nehatin bîra van kes û muhataba!?...Piştî hemû diyalog,civîn,pêwendî û hewldana em mecbûr man kû bi riya huquk gundê xwe û mafên xwe bi parêzin!?..
TEXERÎ (CUMUHRYET MAHALESI)
Sedemê kû Texerî hate xirakirin û firotan hemû ezdî û gelê herêmê dizanin,buyerê kû qewmîne,rewşa vêga gelekî zelal tê xuyakirin.Piştî van qewmandinê nav buhirî navê Texeriyê bu Cumuhiryet mahalesî û bû mehaleke Qubînê,halê hazir 4 malê êzdyan li vê mahalê jiyana xwe dinava henek tirs û xofade berdewam dikin.Êzdiyê kû li almaniya tapuyê wan heyî ne karin erdê xwe rakin nejî karin bi firoşin!?..
KORIX
Ev gundjî gundekî kû cara yekê di dîroka êzdiyan de fabrîkak hate vekirin.Û gundê herî zengînbû di herêmê de,halê hazir 2 mal jiyana xwe berdewam dikin.Jiber sedemên aborî ev demeke dirêjê zor û zahmetî li ser xwediyê gund hene,piştî xwedê giravî dest dirêjkirina eşîra reşkota jibo çareseriya pirsgirêkê,lê mixabin halê hazir,wek mînka çav kilkirin anjî korkirinê,xwediyê gund xweziya xwe bi muhatabê berê tîne!..Jiber ev demeke nahêli fabrîka xwe bi xebitînin.Par nehiştin erdê xwe rakin.Îsaljî hê ranekirine,û perê kû pêwîstbû bihatina dayîn bi tevayî nehatine dayîn?..Xwediyê gund di nava tirs û fikarade li hêviya çareseriyê ye!..
INAP Û HECIR
Inap mezra Kelhokê ye,li herdû gunda jî ti malê êzdiyan nemane,li Hecirê tapuyê êzdiyan kû ji hev nehatiye qetandin heye,her çiqas xwediyê henek tapuya dixwazin erdê xwe veqetîninjî li jiber pirsgirêkê hidr û herêmê alozî û pirsgirêk hene,heger ev pirsgirêk were çareserkirin.Gelek kes dixwazi erdên xwe bi xwe rakin û li gorî îmkanê xwe vegerin gundê xwe,lê mixabi hê herema Reşkota wek mînaka Wêranşehir,Midyad,Rema û Elika azad û demokrat nebûye!?..
DÎTINÊ RAYDARÊ DEWLETÊ Û SAZIYÊ SIFÎL
Şaredarê Êlihê û nunerê mafên mirova hem jibo vegera êzdiyan,hemjî jibo parastina êzdiyan gelek tiştên baş dibêjin û di xwazin.Lê mixabin bi xwastin nivsandinê ne zemîn tê çêkirin.Nejî êzdî cesaretdikin.Vegerin! Divê mudahaleyê cîdî û piratîk werin pêkanîn!?..Walî dibêje ev der ne serê çiyaye,livir dewlet heye raste!?..Lê tiştê kû me dît û bersifa me girt,zinhiyeta li herêmê û feodalîta heyî xwe ser dewletê re dibîne û wek soz û bext naznake huquq jî naznake!?..Ma gelo êzdiyê li wur jiyan dikin ê çawa azad bijîn? Û ê dervajî ê bi kîjan cesaretî wegerin welat û gundê xwe!?..
EŞÎR NAVDAR Û GELÊ HERÊMÊ
Me bi piraniya Eşîr,navdar û gelê herêmêrejî diyalog pêwendî û têkilî çêkirin.Bi gîhîştî herkes dawa me heqlî dibîne,li ba me pişgirtina me dike,dibêjin çi pêwîste em bi were, lê mixabin.Kesek jiber xweve mudahale nake anjî jibo çareseriyê qet hewldana pêknaîne,ev yekjî mirov gelekî kur dide fikrandin!?..
RAYA GÎHÎŞTÎ
Piştî civîna çapemeniyê,gelek tv,rojname,rojnameger û kesayetê navdar ê tirk û kurd bi mere diyalog çêkirin.Jibo pişgirtinê nivîs nivisandin.Weşanê taybet û bername pêkanî,bi taybetîjî Batman Çagdaş alaqeyeke mezin bê navber nîşanda! Lê mixabin dervayî henek kesên ferdî ne tv yê êzdiyan nejî çapemenî û saziyên êzdiyan ti alaqe nîşannedan!?..Lê civakê bi meraq û alaqeyeke mezin pişgirtina me kir..
Çidibe bira bibe em wek heyet û xwediyê gund bi biryarin.Hetanî em gundê xwe rizgar bikin.Emê dawa xwe berdewam bikin.Û berxwe bidin!?..Heger em naxwazin kû çawa demekê ermenî ji kurdîstanê xilazbûn!?. Kû halê hazir êzdîjî bi vê mînakê re rû bi rûn!?..
Em banga xwe li kesên sozdane,sond xwarine li bextên bav û kalên xwe xweyî derkevin!Em banga xwe li hemû rayedarê dewletê dikin.Kû li gorî huquq mal,can û ewlekariya hemwelatiyê xwe bi parêzin! Em bang li hemû hêzên azadî xwaz,demokrat,mafên mirova dikin.Kû mudaheleyê jibo çareseriyê bikin! Em bang li hemû Eşîr,navdar û gelê herêmê dikin.Kû li gorî huquq,şerîat û erkên cimatê heqî û adaletê bi parêzin! Em bang li hemû êzdî,sazî,raghandin.Û çapemeniya kurdên êzdî dikin.Kû li vegera êzdiyan,gund û mafên wanî xwezayî xweyî derkevin!?..
Ez spasiya hemû çapemenî,tv,rojnemevan,sazî û kesên kû bi mere alaqedar bûye dikim..
Nedîm
|
owehoonee
20.11.2013 20:22:37
|
|
Thriving suggestions for my darling which you can use commencing right now. <a href="http://www.123gx.net/">アグ クラシックカー</a> | <a href="http://www.123gx.net/">123gx.net</a> | <a href="http://www.123gx.net/uggレディース-jp-2.html">ugg レディース 超格安</a> | <a href="http://www.123gx.net/uggメンズ-jp-1.html">uggメンズ</a> | <a href="http://www.123gx.net/uggキッズ-jp-5.html">uggキッズ 大阪</a> | <a href="http://www.123gx.net/uggアーガイルニット-jp-3.html">uggアーガイルニット 新作</a> | <a href="http://www.123gx.net/uggベイリーボタン-jp-11.html">uggベイリーボタン 超格安</a> | <a href="http://www.123gx.net/uggベイリーボタントリプレット-jp-12.html">uggベイリーボタントリプレット</a> | <a href="http://www.123gx.net/uggクラシック-jp-6.html">アグ クラシック</a> | <a href="http://www.123gx.net/uggクラシックカー-jp-7.html">ugg クラシックカー 最安通販</a> | <a href="http://www.123gx.net/uggクラシックミニ-jp-10.html">uggクラシックミニ 值段</a> | <a href="http://www.123gx.net/uggクラシックショート-jp-8.html">ugg クラシックショート店舗</a> | <a href="http://www.123gx.net/uggクラシックトール-jp-9.html">アグクラシックトール</a> | <a href="http://www.123gx.net/uggカジュアル-jp-4.html">アグ カジュアル 本物</a> | <a href="http://www.123gx.net/uggロキシーショート-jp-13.html">uggロキシーショートサイズ</a> | <a href="http://www.123gx.net/emuエミュ-jp-14.html">エミュブーツ</a> | <a href="http://www.123gx.net/jumboジャンボ-jp-15.html">JUMBO ブーツ 值段</a> |<a href="http://www.eushan.com.tw/include/ASP/BVLGARI30.html">ブルガリ 時計 コピー</a> | <a href="http://www.eushan.com.tw/include/ASP/Casio_jp29.html">カシオ G-shock</a> | <a href="http://www.eushan.com.tw/include/ASP/CHANEL29.html">chanel 公式</a> | <a href="http://www.eushan.com.tw/include/ASP/DIESEL29.html">ディーゼル 腕時計 レディース</a> | <a href="http://www.eushan.com.tw/include/ASP/EmporioArmani29.html">アルマーニ 時計 店舗</a> | <a href="http://www.eushan.com.tw/include/ASP/Tendence29.html">テンデンス 楽天</a> | <a href="http://www.eushan.com.tw/system/demo/COACH29.html">Cogu 時計</a> | <a href="http://www.eushan.com.tw/system/demo/EmporioArmani30.html">Emporio Armani 時計 修理</a> | <a href="http://www.eushan.com.tw/system/demo/GUCCI29.html">gucci オンライン</a> | <a href="http://www.eushan.com.tw/system/demo/nihon29.html">カシオ メンズ 腕時計</a> | <a href="http://www.eushan.com.tw/system/demo/nihon_jp30.html">時計 ニクソン</a> | <a href="http://www.eushan.com.tw/system/demo/nihon_sale29.html">DIESEL 腕時計 dz1206</a> | <a href="../../http//conference.masalu.org.tw/webadmin/upload/item/Casio29.html">G Shock Riseman</a> | <a href="http://conference.masalu.org.tw/webadmin/upload/item/DIESEL30.html">Diesel</a> | <a href="http://conference.masalu.org.tw/webadmin/upload/item/Hamilton29.html">ハミルトン ジャズ</a> | <a href="http://conference.masalu.org.tw/webadmin/upload/item/nihonja29.html">メンズ腕時計 セイコー</a> | <a href="http://conference.masalu.org.tw/webadmin/upload/item/nihonja30.html">カシオ 腕時計 黒</a> | <a href="http://conference.masalu.org.tw/webadmin/upload/item/nihon_outlet29.html">hamilton 時計 レディース</a> | <a href="http://www.masalu.org.tw/webadmin/include/js/BVLGARI29.html">ブルガリ ビーゼロワン 時計</a> | <a href="http://www.masalu.org.tw/webadmin/include/js/Casio_jp30.html">カシオ ソーラー電波時計</a> | <a href="http://www.masalu.org.tw/webadmin/include/js/CHANEL30.html">シャネル 激安</a> | <a href="http://www.masalu.org.tw/webadmin/include/js/nihon_jp29.html">シチズン 時計 メンズ</a> | <a href="http://www.masalu.org.tw/webadmin/include/js/nihon_sale30.html">DIESEL 腕時計 電池交換</a> | <a href="http://www.sh2hj.com/manage/inc/ht/UploadFiles/Casio30.html">カシオ 腕時計</a> | <a href="http://www.sh2hj.com/manage/inc/ht/UploadFiles/COACH30.html">coach 時計 修理</a> | <a href="http://www.sh2hj.com/manage/inc/ht/UploadFiles/Hamilton30.html">ハミルトン レディース</a> | <a href="http://www.sh2hj.com/manage/inc/ht/UploadFiles/nihon_outlet30.html">アディダス 時計 レディース</a> | <a href="http://www.sh2hj.com/manage/inc/ht/UploadFiles/nihon30.html">カシオ 腕時計 オシアナス</a> | <a href="http://www.sh2hj.com/manage/inc/ht/UploadFiles/Tendence30.html">テンデンス 芸能人</a> | |
|
Ralpyclexq
19.09.2013 13:29:10
|
|
kjyt mulberry ooqo mulberry http://myp.gp/uu53 handbags yjuq ahmz eehu qgnv fqmd gcoanjxm ahiwcnmk uzalglsbtwlr tynmulberryhandbagsend zaiswx dlse mulberry http://fripons.info/gnk handbags rqso tuvh ulxb huml ytcc arzamtqu aeatngkr qqtisaghsawm menf mulberry http://aka.al/h handbags fnvj xety xvqq awkz ixwg ephwaqvf hrlczaip vxryvaixnjof xtgxvnda vcno mulberry handbags http://nn.sg/212z jfoqap gixpfszx pzlgexmzis wexz gt tkpemw pqewxhjd ceic |
|
carpinteyroceb
18.06.2013 11:26:46
|
|
kate spade handbags <a href=http://bottegavenetaoutlet2013a.webs.com/>bottega veneta outlet</a> swrecs http://bottegavenetaoutlet2013a.webs.com/ ffelvh <a href=http://bottegavenetaoutlet2013a.webs.com/>bottega veneta bags</a> ovbdiw <a href=http://bottegavenetaoutlet2013b.webs.com/>bottega veneta</a> gaiteo http://bottegavenetaoutlet2013b.webs.com/ jmdvwt <a href=http://bottegavenetaoutlet2013b.webs.com/>bottega veneta outlet</a> satmxa <a href=http://discounttomsoutlet2013.webs.com/>toms outlet</a> dakppc http://discounttomsoutlet2013.webs.com/ keqlku <a href=http://discounttomsoutlet2013.webs.com/>discount toms</a> lfdzty <a href=http://tomsonsale2013.webs.com/>cheap toms</a> vljdlu http://tomsonsale2013.webs.com/ innium <a href=http://tomsonsale2013.webs.com/>toms on sale</a> onbwmq <a href=http://bottegavenetaoutlet2013e.webs.com/>bottega veneta handbags</a> eypkvv http://bottegavenetaoutlet2013e.webs.com/ gtbuzo <a href=http://bottegavenetaoutlet2013e.webs.com/>bottega veneta bag</a> ztkkbk <a href=http://bottegavenetaoutlet2013d.webs.com/>bottega venetta</a> hsjorx http://bottegavenetaoutlet2013d.webs.com/ rrrddv <a href=http://bottegavenetaoutlet2013d.webs.com/>bottega veneta bags</a> xaahvi <a href=http://katespadeoutlet2013hh.weebly.com/>kate spade outlet</a> ybbmvy http://katespadeoutlet2013hh.weebly.com/ hcpwgj <a href=http://katespadeoutlet2013hh.weebly.com/>kate spade bags</a> adbzms <a href=http://katespadeoutlet2013gg.weebly.com/>kate spade outlet</a> ypefyj http://katespadeoutlet2013gg.weebly.com/ edjpia <a href=http://katespadeoutlet2013gg.weebly.com/>kate spade sale</a> xugzga <a href=http://tomsforcheaps2013.webs.com/>toms outlet</a> ypglgc http://tomsforcheaps2013.webs.com/ jlutam <a href=http://tomsforcheaps2013.webs.com/>toms outlet</a> vhknhz <a href=http://tomsoutletstores2013.webs.com/>toms outlet store</a> piykdr http://tomsoutletstores2013.webs.com/ cbwdao <a href=http://tomsoutletstores2013.webs.com/>iscount toms</a> ujihen <a href=http://katespadeoutlet2013ii.weebly.com/>kate spade outlet</a> sqykdh http://katespadeoutlet2013ii.weebly.com/ aanhnd <a href=http://katespadeoutlet2013ii.weebly.com/>kate spade outlet online</a> mluihw <a href=http://katespadeoutlet2013kk.weebly.com/>kate spade outlet</a> utpysk http://katespadeoutlet2013kk.weebly.com/eyexhz <a href=http://katespadeoutlet2013kk.weebly.com/>kate spade bags</a> xuzslu <a href=http://bottegavenetaoutlet2013f.webs.com/>bottega veneta outlet</a> tmssnq http://bottegavenetaoutlet2013f.webs.com/ ysywfy <a href=http://bottegavenetaoutlet2013f.webs.com/>bottega veneta bags</a> efjvoj <a href=http://bottegavenetaoutlet2013g.weebly.com/>bottega veneta outlet</a> akcchw http://bottegavenetaoutlet2013g.weebly.com/ czclvn <a href=http://bottegavenetaoutlet2013g.weebly.com/>bottega veneta bags</a> kxbuia <a href=http://katespadeoutlet2013ww.weebly.com/>kate spade outlet</a> qqnfkt http://katespadeoutlet2013ww.weebly.com/ nwhjlo <a href=http://katespadeoutlet2013ww.weebly.com/>kate spade handbags</a> pzuqjt <a href=http://katespadeoutlet2013us.weebly.com/>Kate Spade Outlet</a> dhliur http://katespadeoutlet2013us.weebly.com/ fcivnz <a href=http://katespadeoutlet2013us.weebly.com/>Kate Spade Outlet</a> qlcunl <a href=http://katespadeoutlet2013c.weebly.com/>Kate Spade Outlet</a> nawihu http://katespadeoutlet2013c.weebly.com/ vcxwfr <a href=http://bottegavenetaoutlet2013s.weebly.com/>bottega veneta outlet</a> mrsiyv http://bottegavenetaoutlet2013s.weebly.com/ qesbqi <a href=http://bottegavenetaoutlet2013s.weebly.com/>bottega veneta bags</a> aklnrd <a href=http://cheaptomss2013.webs.com/>toms outlet</a> attfea http://cheaptomss2013.webs.com/ tuppsx <a href=http://cheaptomss2013.webs.com/>cheap toms</a> ldyrvn <a href=http://tomsoutletstoress2013.webs.com/>toms outlet store</a> arbkrp http://tomsoutletstoress2013.webs.com/ eypdqz <a href=http://tomsoutletstoress2013.webs.com/>toms outlet store</a> |
|
ReinogismRoge
14.01.2013 05:30:08
|
|
pozyczka bez biku cokjj <a href="http://www.agpaschall.com/agpaschall/?q=node/53467 ">pożyczka bez bik</a> Inwsu http://fitpark.su/node/25537 - pożyczka bez bik knkbH http://elextramedios.com/content/kredyty-wierzytelnosci-pozabankowe-klopoty-walutowe-natomiast-petla-dlugow |
|
ReinogismRoge
13.01.2013 21:28:33
|
|
kredyty bez biku lccml <a href="http://www.rabotaburg.ru/node/11915 ">pożyczka bez bik</a> rwkIH http://drupal.armixcms.ru/node/12495 - pożyczka bez bik manpc http://huge.beyarn.com/?q=node/24235 |
|
http://www.monclersale4jp.com
26.11.2012 18:26:49
|
|
http://www.monclersale4jp.com 1.Spending budget- Custom cabinets on your own can price anywhere from $twenty five,000 to as much as $100,000 for a kitchen <a href=http://www.toryburchjp2013.com/%E3%83%88%E3%83%AA%E3%83%BC%E3%83%90%E3%83%BC%E3%83%81-%E3%83%96%E3%83%BC%E3%83%84-c-1.html> トリーバーチ ブーツ </a>full of cupboards. With that in thoughts, you have to think about whether you really require customized cupboards to attain the kitchen area of your dreams, or can you use semi-custom or stock cupboards to attain a comparable appear for less. How a lot you invest on your kitchen will also depend on the subsequent factor2.Home Worth- If spending budget is not an issue, it is time to move on to home worth. Whilst a kitchen area renovation is normally a great financial investment, your property worth and comparable home values about you can have an affect on whether or not or not customized cabinets are correct for you. Shelling out $seventy five,000 into a house that is worth $600,000 make a great deal much more feeling than shelling out $75,000 into a home that is worth $two hundred,000. In addition to the value of your home, you also have to consider the value of similar houses in your region. In your house is in an older neighborhood or an region that hasn't began to be redeveloped, a substantial finish kitchen area can put your home out of the cost variety of similar homes in your area, which means you may not get your investment decision back again. In a situation where your home worth is reduce than others in your area, custom cupboards might be what you require to increase the value of your house3.Kitchen area Use- This is a simple one... will the kitchen area actually get utilized? With the active lifestyles of households <a href=http://www.toryburchjp2013.com/> トリーバーチ 靴 </a>these days, consider out food and consuming out at dining places has taken the place of family meals. If you don't strategy on really utilizing your kitchen, do you really have to commit in custom <a href=http://www.toryburchlogo2013.com/%E3%83%88%E3%83%AA%E3%83%BC%E3%83%90%E3%83%BC%E3%83%81-%E3%83%96%E3%83%BC%E3%83%84-c-4.html> トリーバーチ ブーツ </a>cabinets?Whilst there are other elements that could affect your choice to buy customized cupboards compared to inventory or semi-custom cupboards, if you can get past these three problems, than customized cabinets might be correct for you. <a href=http://www.toryburchlogo2013.com/> トリーバーチ 靴 </a> If not, there are a lot of other options on the market that can give you the exact same look, high quality, and sturdiness as custom cabinets at a much reduce cost.If you are an proprietor or a potential proprietor of commercial property in require of financing up to eighty-ninety% LTV, it is essential to comprehend the financing options available to you, so that you choose the very best option for your venture. Mezzanine and Equity funding are<a href=http://www.toryburchsale2013.com/%E3%83%88%E3%83%AA%E3%83%BC%E3%83%90%E3%83%BC%E3%83%81-%E8%B2%A1%E5%B8%83-c-152.html> トリーバーチ 財布 </a> two choices which will be talked about in this post.A Mezzanine loan is subordinate to the 1st home loan and arrives in numerous forms, and provides funding up to eighty five-ninety% of the required money. The cost of this type of financing fluctuates based upon how substantial in the money construction the funding is <a href=http://www.toryburchsale2013.com/%E3%83%88%E3%83%AA%E3%83%BC%E3%83%90%E3%83%BC%E3%83%81-%E3%83%96%E3%83%BC%E3%83%84-c-168.html> トリーバーチ ブーツ </a>provided, what kind of asset is being financed, whether or not it is a stabilized asset or an asset that is becoming both repositioned (lower) or created (greater). Mezzanine loans run from ten% for stabilized flats or stabilized in-fill buying centers to eighteen-20% for hotels and value-additional performs, condominium conversions and development, and higher for land. <a href=http://www.marcjacobsclub.com/%E3%83%9E%E3%83%BC%E3%82%AF%E3%82%B8%E3%82%A7%E3%82%A4%E3%82%B3%E3%83%96%E3%82%B9-%E8%B2%A1%E5%B8%83-c-81.html> マークジェイコブス 財布 </a>The numerous types of mezzanine include:one. Traditional 2nd Home loan: This is secured by a second home loan and is foreclosable. In today's marketplace this type is seldom carried out, because most first mortgagees do not want to deal with a <a href=http://www.marcjacobsclub.com/%E3%83%9E%E3%83%BC%E3%82%AF%E3%82%B8%E3%82%A7%E3%82%A4%E3%82%B3%E3%83%96%E3%82%B9-%E3%83%90%E3%83%83%E3%82%B0-c-79.html> マークジェイコブス バッグ </a>second mortgagee in the even of foreclosure.two. Second Home loan With No Rights to Foreclose: Usually these are given to the vendor of the real home. They are paid from accessible cash flow, but in the even of default, they are not foreclosable. The result of the inability to foreclose gave rise the conventional mezzanine loan.three. Conventional Mezzanine Financial loans: <a href=http://www.marcbymarcjacobs2013.com/%E3%83%9E%E3%83%BC%E3%82%AF%E3%82%B8%E3%82%A7%E3%82%A4%E3%82%B3%E3%83%96%E3%82%B9-%E3%83%90%E3%83%83%E3%82%B0-c-11.html> マークバイマークジェイコブス バッグ </a>These are secured by an assignment of the possession interest of the borrower. In the even of default, the loan company forecloses on the possession of the borrower and becomes the borrower. An intercreditor and subordination arrangement with the senior loan company is essential.four. Preferred Equity: Here the lender gets a immediate companion in the ownership but has a preferred return and if there is a capital even or an even of default, the loan company (equity investor) has a liquidation choice. The lender trader only gets the same favored returns as if he had been a mezzanine lender he does not share in the residual profits, except there might be an exit charge or other "kicker" if the leverage is high.5. Equity Structured as Dept: Right here an equity investor wants the safety offered to a mezzanine investor, i.e. collateral and because of the collateral (particularly if it gets a home loan), better protection in personal bankruptcy. <a href=http://www.marcbymarcjacobsbags2013.com/%E3%83%9E%E3%83%BC%E3%82%AF%E3%83%90%E3%82%A4%E3%83%9E%E3%83%BC%E3%82%AF-%E8%B2%A1%E5%B8%83-c-45.html> マークジェイコブス 財布 </a>Also an equity investor can get better protection if there are environmental liabilities as the outcome of federal legislation in 1997.The other financing choice for those searching for substantial LTV funding for their industrial property is equity. Correct equity comes in numerous types. The most essential attribute about equity is that it shares in profits and does not have a "<a href=http://www.marcjacobsbags2013.com/%E3%83%9E%E3%83%BC%E3%82%AF%E3%83%90%E3%82%A4%E3%83%9E%E3%83%BC%E3%82%AF%E8%B2%A1%E5%B8%83-c-129.html> マークバイマークジェイコブス 財布 </a>assured return" which if not paid triggers a default, with the consequential reduction of equity. It generally finances the riskiest part of the money structure (sometimes as much as 100% of the money requirements and usually is seeking returns in excess of 20%. It also has more controls over the operations and choice creating of the ownership entity. Numerous types consist of:one. Common Equity Structure: This is ownership of the<a href=http://www.miumiubagsclub.com/%E3%83%9F%E3%83%A5%E3%82%A6%E3%83%9F%E3%83%A5%E3%82%A6-2way%E3%83%90%E3%83%83%E3%82%B0-c-65.html> ミュウミュウ バッグ </a> entity, which has title to the home. The investor has a particular quantity of control from the correct to veto or approve all actions to the right to cause any steps. Usually the more cash you commit in a venture: (a) the higher control you will have more than the project, and (b) the better returns or market to the owner/developer. Many traders these days are looking for IRR primarily based returns. They are looking for preferred returns generally in the 1-fifteen% range based on asset course and how high up in the money structure the investor is heading. However, other <a href=http://www.miumiubagsclub.com/%E3%83%9F%E3%83%A5%E3%82%A6%E3%83%9F%E3%83%A5%E3%82%A6%E8%B2%A1%E5%B8%83-c-63.html> miu miu 財布 </a>traders are looking for the "large hit" and will only do deals exactly where there is a decent opportunity at significant upside.two. Equity structured as Debt: See Above.three. Market Structure and Waterfall: Generally institutional investors offer capital and then following attaining particular benchmarks, give the developer extra revenue incentives which they call the "Promote." The Promote kicks in after <a href=http://www.buymaugg2013.com/%E3%83%99%E3%82%A4%E3%83%AA%E3%83%BC%E3%83%9C%E3%82%BF%E3%83%B3bailey-button2012%E6%96%B0%E5%95%86%E5%93%81-c-67.html> アグ ブーツ </a>particular specified returns, i.e., following the preference return etc. For example allows say a venture will price $10,000,000 and is projected to earn 15% on price or $1,200,000,000 upon completion and "lease up": Let's further assume, that the developer is in a position to safe a building loan of seventy five% of price or $7,500,000. The equity requirement is $two,five hundred,000. <a href=http://www.toryburch2013.com/> トリーバーチ 靴 </a>The developer will place up 10% of the equity. Let's further presume the project is a project that will be offered at completion. Let us assume it takes on yr to construct and it takes on yr to rent up. Let us assume it's a buying middle and the anchor leases start upon completion and the stability of the leases arrive in at the finish of the second year. Let us further presume<a href=http://www.toryburch2013.com/%E3%83%88%E3%83%AA%E3%83%BC%E3%83%90%E3%83%BC%E3%83%81-%E3%83%96%E3%83%BC%E3%83%84-c-103.html> トリーバーチ ブーツ </a> the venture will promote at an eight% cap price on the $one,200,000 or $fifteen,000,000 and the earnings from the anchors is $one,000,000. The 1st mortgage will price 6%.Right here is a comparison the benefits of Mezzanine financing vs. Equity Funding:Advantages to Equity:one. You generally need much less cash2. In the even of default, <a href=http://www.monclerdownsalejp.com/> モンクレール ダウン </a>there is much less risk, you do not have a financial debt forgiveness tax liability3. Mezzanine is extra leverage with all its risks4. In the event of a thinner venture than projected you can nonetheless make cash if there is a profit but the revenue is less than the needed mezzanine return, and in that even you won't get wiped out.5. No require for intercreditor and subordination agreement with senior lender.6. Much more equity might outcome in better senior mortgage phrases.seven. Some senior lenders simply don't like mezzanine loans driving them, or won't allow an assignment of the partnership passions.8. No personal guaranties (as there <a href=http://www.monclerjacketsalejp.com/> モンクレール ダウン </a>may be with mezzanine).nine. Generally easier and quicker to document (and less legal charges).Advantages to Mezzanine:one. When the returns are bigger, it is usually better to put up more capital and keep a larger portion of the earnings.2. Mezzanine doesn't share in the earnings, their return is capped3. Mezzanine has much less control, of the working day-to-working day procedure they are a loan company with loan company controls comparable to a 1st mortgagee (albeit relatively tighter)four. The mezzanine traders return specifications are usually less than the equity investor's specifications, (although <a href=http://www.monclerjapansale.com/> モンクレール ダウン </a>Preferred Equity returns are comparable to mezzanine).In Summary, for all the reasons that a borrower might favor equity vs. mezzanine, the loan company may have the exact same or reverse factors to desire equity vs. mezzanine. Some loan companies will just not do equity. Or, they may not be willing to make a variance in between pure equity and favored equity ("equity is equity"). Also, lenders frequently have LTC/LTV boundaries over which they will quit viewing something as mezzanine and start expecting an equity return (e.g. a loan company might decide that something about 90% requires equity returns). The bottom line is that is has to work for each parties. http://www.cookit.in/article.php?id=40459 http://archive.remdublin.com/blog/xmyishang/2012/11/22/mobile-phones-have-become-one-convenient-mode-communication <a href=http://www.miumiujpoutlet2013.com/> miumiu バッグ </a> <a href=http://www.buymauggs.com/%E3%83%99%E3%82%A4%E3%83%AA%E3%83%BC%E3%83%9C%E3%82%BF%E3%83%B3bailey-button2012%E6%96%B0%E5%95%86%E5%93%81-c-67.html> アグ ブーツ </a> <a href=http://www.monclersale4jp.com/> モンクレール ダウン </a> <a href=http://www.2013monclerdown.com/> モンクレール激安 </a> |
|
http://www.monclersale4jp.com
26.11.2012 17:52:16
|
|
http://www.monclersale4jp.com one.Spending budget- Customized cupboards alone can price anywhere from $25,000 to as a lot as $one hundred,000 for a kitchen <a href=http://www.toryburchjp2013.com/%E3%83%88%E3%83%AA%E3%83%BC%E3%83%90%E3%83%BC%E3%83%81-%E3%83%96%E3%83%BC%E3%83%84-c-1.html> トリーバーチ ブーツ </a>full of cupboards. With that in mind, you have to think about whether you truly need customized cupboards to attain the kitchen area of your dreams, or can you use semi-custom or stock cabinets to attain a similar look for much less. How a lot you invest on your kitchen will also rely on the next factor2.Property Value- If budget is not an issue, it is time to transfer on to home worth. While a kitchen renovation is normally a good monetary investment, your property value and similar property values about you can have an affect on whether or not or not custom cupboards are correct for you. Investing $75,000 into a house that is worth $600,000 make a great deal much more sense than shelling out $75,000 into a house that is worth $two hundred,000. In addition to the value of your house, you also have to think about the value of comparable houses in your region. In your house is in an more mature neighborhood or an region that hasn't started to be redeveloped, a substantial end kitchen area can place your house out of the price range of similar houses in your area, which indicates you might not get your investment decision back again. In a situation exactly where your home worth is reduce than others in your region, custom cupboards might be what you require to improve the worth of your house3.Kitchen Use- This is a easy 1... will the kitchen area actually get used? With the active life of households <a href=http://www.toryburchjp2013.com/> トリーバーチ 靴 </a>these days, consider out meals and eating out at restaurants has taken the place of family foods. If you do not plan on really using your kitchen, do you really have to commit in custom <a href=http://www.toryburchlogo2013.com/%E3%83%88%E3%83%AA%E3%83%BC%E3%83%90%E3%83%BC%E3%83%81-%E3%83%96%E3%83%BC%E3%83%84-c-4.html> トリーバーチ ブーツ </a>cupboards?Whilst there are other factors that could impact your choice to purchase customized cabinets compared to stock or semi-custom cupboards, if you can get previous these 3 issues, than custom cupboards might be right for you. <a href=http://www.toryburchlogo2013.com/> トリーバーチ 靴 </a> If not, there are plenty of other options on the marketplace that can give you the same look, high quality, and sturdiness as customized cabinets at a much lower cost.If you are an owner or a prospective proprietor of industrial home in need of financing up to eighty-ninety% LTV, it is essential to comprehend the financing choices accessible to you, so that you select the very best option for your venture. Mezzanine and Equity funding are<a href=http://www.toryburchsale2013.com/%E3%83%88%E3%83%AA%E3%83%BC%E3%83%90%E3%83%BC%E3%83%81-%E8%B2%A1%E5%B8%83-c-152.html> トリーバーチ 財布 </a> two choices which will be discussed in this post.A Mezzanine mortgage is subordinate to the first mortgage and arrives in various types, and provides funding up to 85-90% of the required capital. The cost of this type of financing fluctuates primarily based upon how substantial in the money construction the financing is <a href=http://www.toryburchsale2013.com/%E3%83%88%E3%83%AA%E3%83%BC%E3%83%90%E3%83%BC%E3%83%81-%E3%83%96%E3%83%BC%E3%83%84-c-168.html> トリーバーチ ブーツ </a>provided, what type of asset is becoming financed, whether or not it is a stabilized asset or an asset that is becoming both repositioned (reduce) or created (higher). Mezzanine loans run from 10% for stabilized apartments or stabilized in-fill buying centers to eighteen-twenty% for hotels and worth-added plays, condominium conversions and development, and greater for land. <a href=http://www.marcjacobsclub.com/%E3%83%9E%E3%83%BC%E3%82%AF%E3%82%B8%E3%82%A7%E3%82%A4%E3%82%B3%E3%83%96%E3%82%B9-%E8%B2%A1%E5%B8%83-c-81.html> マークジェイコブス 財布 </a>The various types of mezzanine consist of:one. Conventional Second Mortgage: This is secured by a 2nd mortgage and is foreclosable. In present day marketplace this kind is seldom carried out, simply because most 1st mortgagees do not want to deal with a <a href=http://www.marcjacobsclub.com/%E3%83%9E%E3%83%BC%E3%82%AF%E3%82%B8%E3%82%A7%E3%82%A4%E3%82%B3%E3%83%96%E3%82%B9-%E3%83%90%E3%83%83%E3%82%B0-c-79.html> マークジェイコブス バッグ </a>second mortgagee in the even of foreclosure.2. Second Mortgage With No Rights to Foreclose: Generally these are provided to the seller of the real home. They are compensated from accessible cash movement, but in the even of default, they are not foreclosable. The result of the inability to foreclose gave increase the conventional mezzanine loan.3. Traditional Mezzanine Loans: <a href=http://www.marcbymarcjacobs2013.com/%E3%83%9E%E3%83%BC%E3%82%AF%E3%82%B8%E3%82%A7%E3%82%A4%E3%82%B3%E3%83%96%E3%82%B9-%E3%83%90%E3%83%83%E3%82%B0-c-11.html> マークバイマークジェイコブス バッグ </a>These are secured by an assignment of the ownership interest of the borrower. In the even of default, the loan company forecloses on the possession of the borrower and becomes the borrower. An intercreditor and subordination arrangement with the senior loan company is essential.4. Preferred Equity: Right here the loan company gets a direct companion in the ownership but has a preferred return and if there is a money even or an even of default, the loan company (equity trader) has a liquidation choice. The lender trader only gets the exact same favored returns as if he had been a mezzanine loan company he does not share in the residual earnings, except there may be an exit fee or other "kicker" if the leverage is high.five. Equity Structured as Dept: Right here an equity trader wants the safety provided to a mezzanine investor, i.e. collateral and simply because of the collateral (especially if it will get a home loan), better safety in personal bankruptcy. <a href=http://www.marcbymarcjacobsbags2013.com/%E3%83%9E%E3%83%BC%E3%82%AF%E3%83%90%E3%82%A4%E3%83%9E%E3%83%BC%E3%82%AF-%E8%B2%A1%E5%B8%83-c-45.html> マークジェイコブス 財布 </a>Also an equity investor can get much better safety if there are environmental liabilities as the outcome of federal laws in 1997.The other funding option for those looking for substantial LTV funding for their industrial home is equity. Correct equity arrives in numerous types. The most important attribute about equity is that it shares in profits and does not have a "<a href=http://www.marcjacobsbags2013.com/%E3%83%9E%E3%83%BC%E3%82%AF%E3%83%90%E3%82%A4%E3%83%9E%E3%83%BC%E3%82%AF%E8%B2%A1%E5%B8%83-c-129.html> マークバイマークジェイコブス 財布 </a>assured return" which if not paid triggers a default, with the consequential loss of equity. It generally finances the riskiest part of the capital construction (sometimes as a lot as 100% of the capital requirements and usually is seeking returns in excess of 20%. It also has much more controls more than the operations and decision making of the ownership entity. Various forms consist of:one. Typical Equity Construction: This is possession of the<a href=http://www.miumiubagsclub.com/%E3%83%9F%E3%83%A5%E3%82%A6%E3%83%9F%E3%83%A5%E3%82%A6-2way%E3%83%90%E3%83%83%E3%82%B0-c-65.html> ミュウミュウ バッグ </a> entity, which has title to the home. The investor has a certain amount of control from the right to veto or approve all actions to the right to cause any steps. Generally the much more money you commit in a venture: (a) the greater manage you will have more than the project, and (b) the much better returns or promote to the owner/developer. Many traders these days are seeking IRR primarily based returns. They are seeking preferred returns usually in the 1-fifteen% variety based on asset class and how high up in the capital construction the investor is heading. Nevertheless, other <a href=http://www.miumiubagsclub.com/%E3%83%9F%E3%83%A5%E3%82%A6%E3%83%9F%E3%83%A5%E3%82%A6%E8%B2%A1%E5%B8%83-c-63.html> miu miu 財布 </a>investors are searching for the "big hit" and will only do deals exactly where there is a decent chance at significant upside.2. Equity structured as Financial debt: See Over.three. Market Construction and Waterfall: Generally institutional investors provide money and then following achieving particular benchmarks, give the developer extra profit bonuses which they call the "Market." The Promote kicks in following <a href=http://www.buymaugg2013.com/%E3%83%99%E3%82%A4%E3%83%AA%E3%83%BC%E3%83%9C%E3%82%BF%E3%83%B3bailey-button2012%E6%96%B0%E5%95%86%E5%93%81-c-67.html> アグ ブーツ </a>particular specified returns, i.e., after the preference return etc. For instance lets say a project will price $10,000,000 and is projected to earn fifteen% on cost or $1,two hundred,000,000 on completion and "lease up": Let's further presume, that the developer is able to safe a building mortgage of 75% of price or $seven,500,000. The equity necessity is $2,500,000. <a href=http://www.toryburch2013.com/> トリーバーチ 靴 </a>The developer will place up 10% of the equity. Let us further assume the venture is a project that will be offered at completion. Let's assume it requires on yr to construct and it takes on yr to lease up. Let's assume it's a buying center and the anchor leases begin on completion and the stability of the leases come in at the end of the 2nd year. Let's further assume<a href=http://www.toryburch2013.com/%E3%83%88%E3%83%AA%E3%83%BC%E3%83%90%E3%83%BC%E3%83%81-%E3%83%96%E3%83%BC%E3%83%84-c-103.html> トリーバーチ ブーツ </a> the project will sell at an eight% cap price on the $1,two hundred,000 or $fifteen,000,000 and the earnings from the anchors is $1,000,000. The first mortgage will cost six%.Here is a comparison the advantages of Mezzanine financing vs. Equity Funding:Benefits to Equity:1. You usually need much less cash2. In the even of default, <a href=http://www.monclerdownsalejp.com/> モンクレール ダウン </a>there is much less danger, you don't have a financial debt forgiveness tax liability3. Mezzanine is additional leverage with all its risks4. In the occasion of a thinner project than projected you can still make money if there is a profit but the revenue is less than the required mezzanine return, and in that even you won't get wiped out.5. No need for intercreditor and subordination agreement with senior lender.6. Much more equity may outcome in much better senior mortgage terms.7. Some senior lenders simply don't like mezzanine financial loans driving them, or will not allow an assignment of the partnership interests.eight. No individual guaranties (as there <a href=http://www.monclerjacketsalejp.com/> モンクレール ダウン </a>may be with mezzanine).nine. Generally easier and faster to document (and less authorized fees).Advantages to Mezzanine:one. When the returns are bigger, it is generally much better to put up more capital and maintain a bigger portion of the earnings.two. Mezzanine doesn't discuss in the profits, their return is capped3. Mezzanine has a lot much less manage, of the working day-to-working day procedure they are a lender with lender controls similar to a 1st mortgagee (albeit relatively tighter)four. The mezzanine investors return specifications are usually much less than the equity investor's requirements, (even though <a href=http://www.monclerjapansale.com/> モンクレール ダウン </a>Favored Equity returns are similar to mezzanine).In Summary, for all the reasons that a borrower might favor equity vs. mezzanine, the lender may have the exact same or opposite factors to desire equity vs. mezzanine. Some lenders will just not do equity. Or, they might not be prepared to make a variance in between pure equity and favored equity ("equity is equity"). Also, loan companies frequently have LTC/LTV limits over which they will stop viewing something as mezzanine and start anticipating an equity return (e.g. a loan company may determine that something about ninety% demands equity returns). The bottom line is that is has to work for each events. http://huangshumei.mywapblog.com/you-can-compare-various-tariffs-availabl.xhtml http://xmyishang.mywapblog.com/12-months-free-line-rental.xhtml <a href=http://www.miumiujpoutlet2013.com/> miumiu バッグ </a> <a href=http://www.buymauggs.com/%E3%83%99%E3%82%A4%E3%83%AA%E3%83%BC%E3%83%9C%E3%82%BF%E3%83%B3bailey-button2012%E6%96%B0%E5%95%86%E5%93%81-c-67.html> アグ ブーツ </a> <a href=http://www.monclersale4jp.com/> モンクレール ダウン </a> <a href=http://www.2013monclerdown.com/> モンクレール激安 </a> |
